livelihood skillsGujarat State

Gujarat Women’s Self-Employment Assistance

Gujarat Women Economic Development Corporation (GWEDC) / Women and Child Development Department, Gujarat

Gujarat Women’s Self-Employment Assistance administered by GWEDC provides collateral-free bank loan facilitation, margin-money assistance, and interest subvention to women entrepreneurs in small businesses, home industries, beauty parlors, tailoring, catering, and service sectors to achieve economic self-reliance.

Last verified: 2026-10-22

Chandan Charitable Trust is not a government agency. It does not sanction benefits or process applications. Final eligibility, verification and sanction rest solely with the competent government authority.

How the process works

Step 1: Check eligibility
Women residents of Gujarat aged 18 to 55 years setting up an approved micro-business with family income up to ₹3,00,000. Applicant must be a woman aged between 18 and 55 years. Must propose a feasible micro-enterprise or service activity in Gujarat. Must possess vocational skill / basic experience in the proposed trade. Must not be a defaulter with any commercial bank or financial institution.
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Step 2: Prepare documents
The official source lists the following documents.
Documents needed for this step
- Applicant Aadhaar card and age proof.
- Gujarat residence proof (Ration card / Electricity bill).
- Income certificate issued by competent authority.
- Project report / quotation for tools and machinery.
- Vocational training / experience certificate where applicable.
- Bank passbook copy.
- Passport size photographs.
Step 3: Apply
Through District Women & Child Officer / GWEDC District Office or designated commercial bank. Step 1: Obtain scheme application form from District GWEDC Office or download from WCD portal. Step 2: Prepare simple business quotation / project estimate. Step 3: Submit application with KYC, income certificate, and project quotation. Step 4: GWEDC screens and recommends case to participating bank branch. Step 5: Bank sanctions loan and government releases margin money / subsidy directly to loan account.
Step 4: Verification
Joint appraisal of project viability by GWEDC district staff and financing bank.
Step 5: Sanction / decision
Decision authority, as stated by the official source: Gujarat Women Economic Development Corporation and financing bank.
Step 6: Benefit
Bank credit facilitation for project costs up to ₹2,00,000 to ₹5,00,000. Government capital subsidy / margin-money assistance ranging from 25% to 35% of project cost. Interest subsidy of 5% on prompt bank loan repayment. Institutional loan credit and government subsidy adjusted directly into borrower bank account.
Step 7: If delayed or rejected
This step has not yet been confirmed from an official source. Please refer to the official portal or the concerned department.
Step 8: Grievance / appeal
Managing Director, GWEDC and Gujarat SWAGAT portal https://swagat.gujarat.gov.in/

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Gujarat Women’s Self-Employment Assistance

Gujarat Women Economic Development Corporation (GWEDC) / Women and Child Development Department, Gujarat

Last verified: 2026-10-22

How the process works

Step 1: Check eligibility

Women residents of Gujarat aged 18 to 55 years setting up an approved micro-business with family income up to ₹3,00,000. Applicant must be a woman aged between 18 and 55 years. Must propose a feasible micro-enterprise or service activity in Gujarat. Must possess vocational skill / basic experience in the proposed trade. Must not be a defaulter with any commercial bank or financial institution.

Step 2: Prepare documents

The official source lists the following documents.

Documents needed for this step

Applicant Aadhaar card and age proof.
Gujarat residence proof (Ration card / Electricity bill).
Income certificate issued by competent authority.
Project report / quotation for tools and machinery.
Vocational training / experience certificate where applicable.
Bank passbook copy.
Passport size photographs.

Step 3: Apply

Through District Women & Child Officer / GWEDC District Office or designated commercial bank. Step 1: Obtain scheme application form from District GWEDC Office or download from WCD portal. Step 2: Prepare simple business quotation / project estimate. Step 3: Submit application with KYC, income certificate, and project quotation. Step 4: GWEDC screens and recommends case to participating bank branch. Step 5: Bank sanctions loan and government releases margin money / subsidy directly to loan account.

Step 4: Verification

Joint appraisal of project viability by GWEDC district staff and financing bank.

Step 5: Sanction / decision

Decision authority, as stated by the official source: Gujarat Women Economic Development Corporation and financing bank.

Step 6: Benefit

Bank credit facilitation for project costs up to ₹2,00,000 to ₹5,00,000. Government capital subsidy / margin-money assistance ranging from 25% to 35% of project cost. Interest subsidy of 5% on prompt bank loan repayment. Institutional loan credit and government subsidy adjusted directly into borrower bank account.

Step 7: If delayed or rejected

This step has not yet been confirmed from an official source. Please refer to the official portal or the concerned department.

Step 8: Grievance / appeal

Managing Director, GWEDC and Gujarat SWAGAT portal https://swagat.gujarat.gov.in/